U.S. Treasury Phasing Out Paper Checks
The U.S. Department of the Treasury announced that the federal government will stop issuing paper checks for most federal payments on September 30, 2025. The goal of this mandate is to reduce fraud and theft while also eliminating the delay of vital payments. If you still receive a federal benefit check, it’s time to switch to an electronic payment method. No action is required if you already receive federal benefit payments electronically.
If you are still receiving a paper check for Social Security, Veterans benefits, or any other Federal benefit, enroll in direct deposit using one of the following options:
- Call the Federal agency that pays your benefits and follow their instructions for enrolling in direct deposit. A list of the paying agencies’ contact information can be found here.
- Enroll online at GoDirect.gov
- Call the Electronic Payment Solution Center at 800-967-6857, Monday – Friday 9:00 a.m.-7:00 p.m. ET
If you do not have a bank account to receive direct deposit you can safely access resources to open an account at FDIC: GetBanked or MyCreditUnion.gov.
You can also sign up for a Direct Express® Debit Mastercard®. Direct Express® is a Treasury-sponsored debit card where you can receive your monthly benefit payments electronically. Individuals without a bank account can sign up by calling Treasury’s Electronic Payment Solution Center at 800-967-6857 or by contacting their paying agency directly.
During the process of enrollment, beware of government impersonation scams. Before responding to any communications or requests, verify their legitimacy by contacting the agency using a website or phone number you know is real. If you’re unsure, ask a trusted source such as your bank or financial advisor for help.
Don’t delay in enrolling for direct deposit. Electronic payment methods are a safer, faster and more convenient way to receive benefits.